Health care and Health insurance

Living in Europe | Health insurance, Medical care | Iceland

The Health Care System

The Social Insurance Administration (Tryggingastofnun) is a governmental service institution that administers the payment of pension insurance and social assistance, health insurance and occupational injury insurance in accordance with the Act on Social Security.

The Social Insurance Administration works under the Ministry of Welfare which is responsible for the supervision of its activities.

The Directorate of Health (Landlæknisembættið) is a government agency headed by the Medical Director of Health. 


Health care clinics and general medical practitioners

In the health clinics there are general medical practitioners or "family doctors" that in general see to preventative medicine and medical care in cases of illness. Health clinics also see to maternity care, newborn baby and children's health services, mental health, drug prevention and sexually transmitted diseases prevention. Health clinics and their doctors provide general health examinations and usually have a good overview of their patients' health history. Clinics are usually the first place people call when they are sick and medical practitioners treat most of the common ailments that people face during their lifetime. Remember to request an interpreter if you need one.

If you need immediate assistance or ambulance then call the emergency number 112.

The patient pays a minimum fee for the services of a general practitioner or of a specialist, outside of a hospital, while the rest is covered by insurance. This applies to most services.

  • Old-age pensioners, invalidity pensioners and children with disabilities pay a lower fee.
  • It is important to note that after patients have a paid over a certain amount for health services in a year they eligible for a discount.



Who is entitled?

Everyone who has been legally resident in Iceland for six months automatically becomes a member of the Icelandic social insurance system, regardless of nationality. This applies unless intergovernmental treaties say otherwise. Children and adolescents under the age of 18 are covered for health insurance with their parents.

General dental and orthodontic treatment for persons between 18 and 66 years of age is not covered by the insurance. However, in case of congenital defects, accidents or illness or in case of an invalidity pensioner there is a partial reimbursement of the costs. Dental treatment provided to children and adolescents under the age of 18 is partially reimbursed by the insurance. There is also a partial reimbursement of orthodontic care for persons under age 21. Dental treatment is partially reimbursed for people over 66 years and old age or invalidity pensioners. The reimbursement of dental costs is in accordance with a standard rate schedule issued by the ministry of health. Private dentists charge for their services according to their own fee schedules.


How to get in touch with Icelandic Health Insurance:

The Service Centre is open Mondays-Fridays from 10:00-15:00.

Address: Vínlandsleið 16, 150 Reykjavík.

Phone: 515 0000